LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,445
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,641
−HK$1,215/mo
Today · 4.125%
HK$40,856
baseline
▲ 0.50% · 4.625%
HK$43,342
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,712/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,770
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$43,917
−HK$1,163/mo
Today · 4.125%
HK$45,080
baseline
▲ 0.50% · 4.625%
HK$47,457
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,160/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,134
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,569
−HK$1,458/mo
Today · 4.125%
HK$49,027
baseline
▲ 0.50% · 4.625%
HK$52,010
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,054/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,324
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,700
−HK$1,397/mo
Today · 4.125%
HK$54,097
baseline
▲ 0.50% · 4.625%
HK$56,948
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,194/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,823
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,497
−HK$1,701/mo
Today · 4.125%
HK$57,198
baseline
▲ 0.50% · 4.625%
HK$60,679
+HK$3,481/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,396/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,878
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,484
−HK$1,629/mo
Today · 4.125%
HK$63,113
baseline
▲ 0.50% · 4.625%
HK$66,439
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,226/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,201
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,354
−HK$2,187/mo
Today · 4.125%
HK$73,541
baseline
▲ 0.50% · 4.625%
HK$78,015
+HK$4,474/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,082/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,986
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,050
−HK$2,095/mo
Today · 4.125%
HK$81,145
baseline
▲ 0.50% · 4.625%
HK$85,422
+HK$4,277/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,290/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,250 · Scale 2, in force from 26 Feb 2026)