LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,446
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,642
−HK$1,215/mo
Today · 4.125%
HK$40,857
baseline
▲ 0.50% · 4.625%
HK$43,343
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,714/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,771
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,918
−HK$1,164/mo
Today · 4.125%
HK$45,082
baseline
▲ 0.50% · 4.625%
HK$47,458
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,164/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,135
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,571
−HK$1,458/mo
Today · 4.125%
HK$49,029
baseline
▲ 0.50% · 4.625%
HK$52,012
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,058/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,325
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,702
−HK$1,396/mo
Today · 4.125%
HK$54,098
baseline
▲ 0.50% · 4.625%
HK$56,950
+HK$2,852/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,196/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,825
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,499
−HK$1,701/mo
Today · 4.125%
HK$57,200
baseline
▲ 0.50% · 4.625%
HK$60,680
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,400/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,879
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,485
−HK$1,630/mo
Today · 4.125%
HK$63,115
baseline
▲ 0.50% · 4.625%
HK$66,441
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,230/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,203
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,356
−HK$2,187/mo
Today · 4.125%
HK$73,543
baseline
▲ 0.50% · 4.625%
HK$78,018
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,086/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,988
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,053
−HK$2,094/mo
Today · 4.125%
HK$81,147
baseline
▲ 0.50% · 4.625%
HK$85,425
+HK$4,278/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,294/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,268 · Scale 2, in force from 26 Feb 2026)