LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,447
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,643
−HK$1,215/mo
Today · 4.125%
HK$40,858
baseline
▲ 0.50% · 4.625%
HK$43,344
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,716/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,772
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,919
−HK$1,164/mo
Today · 4.125%
HK$45,083
baseline
▲ 0.50% · 4.625%
HK$47,459
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,166/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,136
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,571
−HK$1,458/mo
Today · 4.125%
HK$49,029
baseline
▲ 0.50% · 4.625%
HK$52,013
+HK$2,984/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,058/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,326
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,703
−HK$1,396/mo
Today · 4.125%
HK$54,099
baseline
▲ 0.50% · 4.625%
HK$56,951
+HK$2,852/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,198/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,826
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,500
−HK$1,701/mo
Today · 4.125%
HK$57,201
baseline
▲ 0.50% · 4.625%
HK$60,681
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,402/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,880
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,486
−HK$1,630/mo
Today · 4.125%
HK$63,116
baseline
▲ 0.50% · 4.625%
HK$66,442
+HK$3,326/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,232/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,204
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,357
−HK$2,187/mo
Today · 4.125%
HK$73,544
baseline
▲ 0.50% · 4.625%
HK$78,019
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$147,088/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,989
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,054
−HK$2,095/mo
Today · 4.125%
HK$81,149
baseline
▲ 0.50% · 4.625%
HK$85,426
+HK$4,277/mo
Deposit HK$1.69M · loan HK$15.17M · min. income ≈ HK$162,298/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,279 · Scale 2, in force from 26 Feb 2026)