LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,448
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,644
−HK$1,215/mo
Today · 4.125%
HK$40,859
baseline
▲ 0.50% · 4.625%
HK$43,345
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,718/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,773
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,920
−HK$1,164/mo
Today · 4.125%
HK$45,084
baseline
▲ 0.50% · 4.625%
HK$47,460
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,168/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,138
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,573
−HK$1,458/mo
Today · 4.125%
HK$49,031
baseline
▲ 0.50% · 4.625%
HK$52,014
+HK$2,983/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,062/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,328
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,704
−HK$1,397/mo
Today · 4.125%
HK$54,101
baseline
▲ 0.50% · 4.625%
HK$56,952
+HK$2,851/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,202/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,827
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,501
−HK$1,702/mo
Today · 4.125%
HK$57,203
baseline
▲ 0.50% · 4.625%
HK$60,683
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,406/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,882
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,488
−HK$1,629/mo
Today · 4.125%
HK$63,117
baseline
▲ 0.50% · 4.625%
HK$66,444
+HK$3,327/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,234/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,206
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,359
−HK$2,187/mo
Today · 4.125%
HK$73,546
baseline
▲ 0.50% · 4.625%
HK$78,021
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,092/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,991
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,056
−HK$2,095/mo
Today · 4.125%
HK$81,151
baseline
▲ 0.50% · 4.625%
HK$85,428
+HK$4,277/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,302/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,297 · Scale 2, in force from 26 Feb 2026)