LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,449
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,645
−HK$1,215/mo
Today · 4.125%
HK$40,860
baseline
▲ 0.50% · 4.625%
HK$43,346
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,720/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,774
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,921
−HK$1,164/mo
Today · 4.125%
HK$45,085
baseline
▲ 0.50% · 4.625%
HK$47,462
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,170/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,139
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,574
−HK$1,458/mo
Today · 4.125%
HK$49,032
baseline
▲ 0.50% · 4.625%
HK$52,016
+HK$2,984/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,064/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,329
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,705
−HK$1,397/mo
Today · 4.125%
HK$54,102
baseline
▲ 0.50% · 4.625%
HK$56,954
+HK$2,852/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,204/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,829
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,503
−HK$1,701/mo
Today · 4.125%
HK$57,204
baseline
▲ 0.50% · 4.625%
HK$60,685
+HK$3,481/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,408/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,884
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,490
−HK$1,629/mo
Today · 4.125%
HK$63,119
baseline
▲ 0.50% · 4.625%
HK$66,446
+HK$3,327/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,238/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,208
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,361
−HK$2,187/mo
Today · 4.125%
HK$73,548
baseline
▲ 0.50% · 4.625%
HK$78,023
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,096/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,993
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,058
−HK$2,095/mo
Today · 4.125%
HK$81,153
baseline
▲ 0.50% · 4.625%
HK$85,431
+HK$4,278/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,306/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,313 · Scale 2, in force from 26 Feb 2026)