LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,450
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,646
−HK$1,216/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,348
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,776
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,923
−HK$1,164/mo
Today · 4.125%
HK$45,087
baseline
▲ 0.50% · 4.625%
HK$47,463
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,174/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,141
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,576
−HK$1,458/mo
Today · 4.125%
HK$49,034
baseline
▲ 0.50% · 4.625%
HK$52,018
+HK$2,984/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$98,068/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,331
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,708
−HK$1,396/mo
Today · 4.125%
HK$54,104
baseline
▲ 0.50% · 4.625%
HK$56,956
+HK$2,852/mo
Deposit HK$6.74M · loan HK$10.12M · min. income ≈ HK$108,208/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,831
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,505
−HK$1,701/mo
Today · 4.125%
HK$57,206
baseline
▲ 0.50% · 4.625%
HK$60,687
+HK$3,481/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,412/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,886
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,492
−HK$1,629/mo
Today · 4.125%
HK$63,121
baseline
▲ 0.50% · 4.625%
HK$66,449
+HK$3,328/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,242/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,211
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,364
−HK$2,187/mo
Today · 4.125%
HK$73,551
baseline
▲ 0.50% · 4.625%
HK$78,026
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,102/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,996
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,061
−HK$2,095/mo
Today · 4.125%
HK$81,156
baseline
▲ 0.50% · 4.625%
HK$85,434
+HK$4,278/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,312/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,338 · Scale 2, in force from 26 Feb 2026)