LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,451
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,647
−HK$1,215/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,349
+HK$2,487/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,776
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,924
−HK$1,163/mo
Today · 4.125%
HK$45,087
baseline
▲ 0.50% · 4.625%
HK$47,464
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,174/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,141
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,576
−HK$1,459/mo
Today · 4.125%
HK$49,035
baseline
▲ 0.50% · 4.625%
HK$52,018
+HK$2,983/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,070/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,332
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,708
−HK$1,397/mo
Today · 4.125%
HK$54,105
baseline
▲ 0.50% · 4.625%
HK$56,957
+HK$2,852/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,210/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,831
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,506
−HK$1,701/mo
Today · 4.125%
HK$57,207
baseline
▲ 0.50% · 4.625%
HK$60,688
+HK$3,481/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,414/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,887
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,493
−HK$1,629/mo
Today · 4.125%
HK$63,122
baseline
▲ 0.50% · 4.625%
HK$66,450
+HK$3,328/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,244/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,212
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,365
−HK$2,187/mo
Today · 4.125%
HK$73,552
baseline
▲ 0.50% · 4.625%
HK$78,027
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,104/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,997
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,062
−HK$2,095/mo
Today · 4.125%
HK$81,157
baseline
▲ 0.50% · 4.625%
HK$85,435
+HK$4,278/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,314/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,347 · Scale 2, in force from 26 Feb 2026)