LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,451
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,647
−HK$1,216/mo
Today · 4.125%
HK$40,863
baseline
▲ 0.50% · 4.625%
HK$43,349
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,726/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,777
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,924
−HK$1,164/mo
Today · 4.125%
HK$45,088
baseline
▲ 0.50% · 4.625%
HK$47,464
+HK$2,376/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,176/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,142
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,577
−HK$1,458/mo
Today · 4.125%
HK$49,035
baseline
▲ 0.50% · 4.625%
HK$52,019
+HK$2,984/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,070/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,332
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,709
−HK$1,396/mo
Today · 4.125%
HK$54,105
baseline
▲ 0.50% · 4.625%
HK$56,957
+HK$2,852/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,210/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,832
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,506
−HK$1,702/mo
Today · 4.125%
HK$57,208
baseline
▲ 0.50% · 4.625%
HK$60,688
+HK$3,480/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,416/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,887
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,493
−HK$1,630/mo
Today · 4.125%
HK$63,123
baseline
▲ 0.50% · 4.625%
HK$66,450
+HK$3,327/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,246/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,212
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,365
−HK$2,188/mo
Today · 4.125%
HK$73,553
baseline
▲ 0.50% · 4.625%
HK$78,028
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,106/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,998
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,063
−HK$2,095/mo
Today · 4.125%
HK$81,158
baseline
▲ 0.50% · 4.625%
HK$85,436
+HK$4,278/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,316/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,352 · Scale 2, in force from 26 Feb 2026)