LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,452
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,648
−HK$1,216/mo
Today · 4.125%
HK$40,864
baseline
▲ 0.50% · 4.625%
HK$43,350
+HK$2,486/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,728/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,778
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,925
−HK$1,164/mo
Today · 4.125%
HK$45,089
baseline
▲ 0.50% · 4.625%
HK$47,466
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,178/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,143
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,578
−HK$1,458/mo
Today · 4.125%
HK$49,036
baseline
▲ 0.50% · 4.625%
HK$52,020
+HK$2,984/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,072/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,333
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,710
−HK$1,397/mo
Today · 4.125%
HK$54,107
baseline
▲ 0.50% · 4.625%
HK$56,959
+HK$2,852/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,214/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,833
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,508
−HK$1,701/mo
Today · 4.125%
HK$57,209
baseline
▲ 0.50% · 4.625%
HK$60,690
+HK$3,481/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,418/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,889
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,495
−HK$1,629/mo
Today · 4.125%
HK$63,124
baseline
▲ 0.50% · 4.625%
HK$66,452
+HK$3,328/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,248/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,214
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,367
−HK$2,187/mo
Today · 4.125%
HK$73,554
baseline
▲ 0.50% · 4.625%
HK$78,030
+HK$4,476/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,108/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,000
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,065
−HK$2,095/mo
Today · 4.125%
HK$81,160
baseline
▲ 0.50% · 4.625%
HK$85,438
+HK$4,278/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,320/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,367 · Scale 2, in force from 26 Feb 2026)