LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,454
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,650
−HK$1,215/mo
Today · 4.125%
HK$40,865
baseline
▲ 0.50% · 4.625%
HK$43,352
+HK$2,487/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,730/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,780
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,927
−HK$1,164/mo
Today · 4.125%
HK$45,091
baseline
▲ 0.50% · 4.625%
HK$47,468
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,182/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,145
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,580
−HK$1,458/mo
Today · 4.125%
HK$49,038
baseline
▲ 0.50% · 4.625%
HK$52,022
+HK$2,984/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,076/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,336
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,712
−HK$1,397/mo
Today · 4.125%
HK$54,109
baseline
▲ 0.50% · 4.625%
HK$56,961
+HK$2,852/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,218/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,835
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,510
−HK$1,701/mo
Today · 4.125%
HK$57,211
baseline
▲ 0.50% · 4.625%
HK$60,693
+HK$3,482/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,422/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,891
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,498
−HK$1,629/mo
Today · 4.125%
HK$63,127
baseline
▲ 0.50% · 4.625%
HK$66,455
+HK$3,328/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,254/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,217
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,370
−HK$2,188/mo
Today · 4.125%
HK$73,558
baseline
▲ 0.50% · 4.625%
HK$78,033
+HK$4,475/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,116/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,003
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,068
−HK$2,096/mo
Today · 4.125%
HK$81,164
baseline
▲ 0.50% · 4.625%
HK$85,442
+HK$4,278/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,328/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,395 · Scale 2, in force from 26 Feb 2026)