LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,455
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,651
−HK$1,215/mo
Today · 4.125%
HK$40,866
baseline
▲ 0.50% · 4.625%
HK$43,353
+HK$2,487/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,732/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,780
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,928
−HK$1,164/mo
Today · 4.125%
HK$45,092
baseline
▲ 0.50% · 4.625%
HK$47,469
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,184/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$632,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,146
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,581
−HK$1,458/mo
Today · 4.125%
HK$49,039
baseline
▲ 0.50% · 4.625%
HK$52,023
+HK$2,984/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,078/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,336
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,713
−HK$1,397/mo
Today · 4.125%
HK$54,110
baseline
▲ 0.50% · 4.625%
HK$56,962
+HK$2,852/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,220/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,837
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,511
−HK$1,702/mo
Today · 4.125%
HK$57,213
baseline
▲ 0.50% · 4.625%
HK$60,694
+HK$3,481/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$114,426/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,893
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,499
−HK$1,629/mo
Today · 4.125%
HK$63,128
baseline
▲ 0.50% · 4.625%
HK$66,456
+HK$3,328/mo
Deposit HK$5.06M · loan HK$11.80M · min. income ≈ HK$126,256/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,218
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,371
−HK$2,188/mo
Today · 4.125%
HK$73,559
baseline
▲ 0.50% · 4.625%
HK$78,035
+HK$4,476/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,118/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,005
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,070
−HK$2,095/mo
Today · 4.125%
HK$81,165
baseline
▲ 0.50% · 4.625%
HK$85,443
+HK$4,278/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,330/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,407 · Scale 2, in force from 26 Feb 2026)