LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,457
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,654
−HK$1,215/mo
Today · 4.125%
HK$40,869
baseline
▲ 0.50% · 4.625%
HK$43,356
+HK$2,487/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,738/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,783
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,931
−HK$1,164/mo
Today · 4.125%
HK$45,095
baseline
▲ 0.50% · 4.625%
HK$47,472
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,190/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,149
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,584
−HK$1,459/mo
Today · 4.125%
HK$49,043
baseline
▲ 0.50% · 4.625%
HK$52,027
+HK$2,984/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,086/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,340
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,717
−HK$1,397/mo
Today · 4.125%
HK$54,114
baseline
▲ 0.50% · 4.625%
HK$56,966
+HK$2,852/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,228/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,840
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,515
−HK$1,702/mo
Today · 4.125%
HK$57,217
baseline
▲ 0.50% · 4.625%
HK$60,698
+HK$3,481/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,434/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,897
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,503
−HK$1,630/mo
Today · 4.125%
HK$63,133
baseline
▲ 0.50% · 4.625%
HK$66,461
+HK$3,328/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,266/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,223
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,377
−HK$2,187/mo
Today · 4.125%
HK$73,564
baseline
▲ 0.50% · 4.625%
HK$78,040
+HK$4,476/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,128/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,010
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,076
−HK$2,095/mo
Today · 4.125%
HK$81,171
baseline
▲ 0.50% · 4.625%
HK$85,449
+HK$4,278/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,342/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,452 · Scale 2, in force from 26 Feb 2026)