LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,459
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,655
−HK$1,215/mo
Today · 4.125%
HK$40,870
baseline
▲ 0.50% · 4.625%
HK$43,357
+HK$2,487/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,740/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,785
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,932
−HK$1,164/mo
Today · 4.125%
HK$45,096
baseline
▲ 0.50% · 4.625%
HK$47,473
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,192/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,150
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,586
−HK$1,458/mo
Today · 4.125%
HK$49,044
baseline
▲ 0.50% · 4.625%
HK$52,028
+HK$2,984/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,088/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,342
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,719
−HK$1,396/mo
Today · 4.125%
HK$54,115
baseline
▲ 0.50% · 4.625%
HK$56,968
+HK$2,853/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,230/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,842
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,517
−HK$1,701/mo
Today · 4.125%
HK$57,218
baseline
▲ 0.50% · 4.625%
HK$60,700
+HK$3,482/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,436/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,899
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,505
−HK$1,630/mo
Today · 4.125%
HK$63,135
baseline
▲ 0.50% · 4.625%
HK$66,463
+HK$3,328/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,270/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,225
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,379
−HK$2,187/mo
Today · 4.125%
HK$73,566
baseline
▲ 0.50% · 4.625%
HK$78,043
+HK$4,477/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,132/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,012
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,078
−HK$2,095/mo
Today · 4.125%
HK$81,173
baseline
▲ 0.50% · 4.625%
HK$85,452
+HK$4,279/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,346/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,471 · Scale 2, in force from 26 Feb 2026)