LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,459
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,656
−HK$1,215/mo
Today · 4.125%
HK$40,871
baseline
▲ 0.50% · 4.625%
HK$43,358
+HK$2,487/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,742/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,786
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,933
−HK$1,164/mo
Today · 4.125%
HK$45,097
baseline
▲ 0.50% · 4.625%
HK$47,474
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,194/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,151
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,587
−HK$1,458/mo
Today · 4.125%
HK$49,045
baseline
▲ 0.50% · 4.625%
HK$52,030
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,090/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,343
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,720
−HK$1,397/mo
Today · 4.125%
HK$54,117
baseline
▲ 0.50% · 4.625%
HK$56,969
+HK$2,852/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,234/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,843
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,518
−HK$1,702/mo
Today · 4.125%
HK$57,220
baseline
▲ 0.50% · 4.625%
HK$60,701
+HK$3,481/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,440/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,900
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,507
−HK$1,629/mo
Today · 4.125%
HK$63,136
baseline
▲ 0.50% · 4.625%
HK$66,464
+HK$3,328/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,272/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,227
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,380
−HK$2,188/mo
Today · 4.125%
HK$73,568
baseline
▲ 0.50% · 4.625%
HK$78,045
+HK$4,477/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,136/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,014
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,080
−HK$2,095/mo
Today · 4.125%
HK$81,175
baseline
▲ 0.50% · 4.625%
HK$85,454
+HK$4,279/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,350/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,486 · Scale 2, in force from 26 Feb 2026)