LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,463
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,659
−HK$1,216/mo
Today · 4.125%
HK$40,875
baseline
▲ 0.50% · 4.625%
HK$43,362
+HK$2,487/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,750/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,789
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,937
−HK$1,164/mo
Today · 4.125%
HK$45,101
baseline
▲ 0.50% · 4.625%
HK$47,478
+HK$2,377/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,202/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,155
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,591
−HK$1,458/mo
Today · 4.125%
HK$49,049
baseline
▲ 0.50% · 4.625%
HK$52,034
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,098/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,347
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,724
−HK$1,397/mo
Today · 4.125%
HK$54,121
baseline
▲ 0.50% · 4.625%
HK$56,974
+HK$2,853/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,242/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,848
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,523
−HK$1,701/mo
Today · 4.125%
HK$57,224
baseline
▲ 0.50% · 4.625%
HK$60,706
+HK$3,482/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,448/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,905
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,512
−HK$1,629/mo
Today · 4.125%
HK$63,141
baseline
▲ 0.50% · 4.625%
HK$66,470
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,282/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,233
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,386
−HK$2,188/mo
Today · 4.125%
HK$73,574
baseline
▲ 0.50% · 4.625%
HK$78,051
+HK$4,477/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,148/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,021
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,086
−HK$2,096/mo
Today · 4.125%
HK$81,182
baseline
▲ 0.50% · 4.625%
HK$85,461
+HK$4,279/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,364/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,538 · Scale 2, in force from 26 Feb 2026)