LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,465
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,661
−HK$1,216/mo
Today · 4.125%
HK$40,877
baseline
▲ 0.50% · 4.625%
HK$43,364
+HK$2,487/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,754/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,791
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,939
−HK$1,164/mo
Today · 4.125%
HK$45,103
baseline
▲ 0.50% · 4.625%
HK$47,481
+HK$2,378/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,206/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,157
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,593
−HK$1,459/mo
Today · 4.125%
HK$49,052
baseline
▲ 0.50% · 4.625%
HK$52,037
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,104/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,350
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,727
−HK$1,397/mo
Today · 4.125%
HK$54,124
baseline
▲ 0.50% · 4.625%
HK$56,977
+HK$2,853/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,248/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,850
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,525
−HK$1,702/mo
Today · 4.125%
HK$57,227
baseline
▲ 0.50% · 4.625%
HK$60,709
+HK$3,482/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,454/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,908
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,515
−HK$1,630/mo
Today · 4.125%
HK$63,145
baseline
▲ 0.50% · 4.625%
HK$66,473
+HK$3,328/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,290/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,236
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,390
−HK$2,188/mo
Today · 4.125%
HK$73,578
baseline
▲ 0.50% · 4.625%
HK$78,055
+HK$4,477/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,156/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,025
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,090
−HK$2,096/mo
Today · 4.125%
HK$81,186
baseline
▲ 0.50% · 4.625%
HK$85,465
+HK$4,279/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,372/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,570 · Scale 2, in force from 26 Feb 2026)