LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,466
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,663
−HK$1,215/mo
Today · 4.125%
HK$40,878
baseline
▲ 0.50% · 4.625%
HK$43,366
+HK$2,488/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,756/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,793
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,941
−HK$1,164/mo
Today · 4.125%
HK$45,105
baseline
▲ 0.50% · 4.625%
HK$47,483
+HK$2,378/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,210/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,160
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,595
−HK$1,459/mo
Today · 4.125%
HK$49,054
baseline
▲ 0.50% · 4.625%
HK$52,039
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,108/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,352
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,729
−HK$1,397/mo
Today · 4.125%
HK$54,126
baseline
▲ 0.50% · 4.625%
HK$56,979
+HK$2,853/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,252/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,853
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,528
−HK$1,702/mo
Today · 4.125%
HK$57,230
baseline
▲ 0.50% · 4.625%
HK$60,712
+HK$3,482/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,460/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,911
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,517
−HK$1,630/mo
Today · 4.125%
HK$63,147
baseline
▲ 0.50% · 4.625%
HK$66,476
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,294/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,239
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,393
−HK$2,188/mo
Today · 4.125%
HK$73,581
baseline
▲ 0.50% · 4.625%
HK$78,058
+HK$4,477/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,162/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,028
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,094
−HK$2,096/mo
Today · 4.125%
HK$81,190
baseline
▲ 0.50% · 4.625%
HK$85,469
+HK$4,279/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,380/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,598 · Scale 2, in force from 26 Feb 2026)