LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,468
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,664
−HK$1,216/mo
Today · 4.125%
HK$40,880
baseline
▲ 0.50% · 4.625%
HK$43,367
+HK$2,487/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$81,760/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,795
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,943
−HK$1,164/mo
Today · 4.125%
HK$45,107
baseline
▲ 0.50% · 4.625%
HK$47,485
+HK$2,378/mo
Deposit HK$8.43M · loan HK$8.43M · min. income ≈ HK$90,214/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,161
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,597
−HK$1,459/mo
Today · 4.125%
HK$49,056
baseline
▲ 0.50% · 4.625%
HK$52,041
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,112/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,354
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,731
−HK$1,397/mo
Today · 4.125%
HK$54,128
baseline
▲ 0.50% · 4.625%
HK$56,982
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,256/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,855
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,530
−HK$1,702/mo
Today · 4.125%
HK$57,232
baseline
▲ 0.50% · 4.625%
HK$60,714
+HK$3,482/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,464/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,913
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,520
−HK$1,630/mo
Today · 4.125%
HK$63,150
baseline
▲ 0.50% · 4.625%
HK$66,479
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,300/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,242
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,396
−HK$2,188/mo
Today · 4.125%
HK$73,584
baseline
▲ 0.50% · 4.625%
HK$78,061
+HK$4,477/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,168/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,031
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,097
−HK$2,096/mo
Today · 4.125%
HK$81,193
baseline
▲ 0.50% · 4.625%
HK$85,472
+HK$4,279/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,386/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,622 · Scale 2, in force from 26 Feb 2026)