LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,469
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,665
−HK$1,216/mo
Today · 4.125%
HK$40,881
baseline
▲ 0.50% · 4.625%
HK$43,368
+HK$2,487/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,762/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,796
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,944
−HK$1,164/mo
Today · 4.125%
HK$45,108
baseline
▲ 0.50% · 4.625%
HK$47,486
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,216/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,162
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,598
−HK$1,459/mo
Today · 4.125%
HK$49,057
baseline
▲ 0.50% · 4.625%
HK$52,042
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,114/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,355
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,732
−HK$1,398/mo
Today · 4.125%
HK$54,130
baseline
▲ 0.50% · 4.625%
HK$56,983
+HK$2,853/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,260/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,856
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,531
−HK$1,702/mo
Today · 4.125%
HK$57,233
baseline
▲ 0.50% · 4.625%
HK$60,716
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,466/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,914
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,521
−HK$1,630/mo
Today · 4.125%
HK$63,151
baseline
▲ 0.50% · 4.625%
HK$66,480
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,302/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,244
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,397
−HK$2,189/mo
Today · 4.125%
HK$73,586
baseline
▲ 0.50% · 4.625%
HK$78,063
+HK$4,477/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,172/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,033
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,099
−HK$2,096/mo
Today · 4.125%
HK$81,195
baseline
▲ 0.50% · 4.625%
HK$85,474
+HK$4,279/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,390/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,637 · Scale 2, in force from 26 Feb 2026)