LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,469
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,666
−HK$1,215/mo
Today · 4.125%
HK$40,881
baseline
▲ 0.50% · 4.625%
HK$43,369
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,762/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,796
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,944
−HK$1,165/mo
Today · 4.125%
HK$45,109
baseline
▲ 0.50% · 4.625%
HK$47,486
+HK$2,377/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,218/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,163
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,599
−HK$1,459/mo
Today · 4.125%
HK$49,058
baseline
▲ 0.50% · 4.625%
HK$52,043
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,116/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,356
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,733
−HK$1,397/mo
Today · 4.125%
HK$54,130
baseline
▲ 0.50% · 4.625%
HK$56,984
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,260/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,857
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,532
−HK$1,702/mo
Today · 4.125%
HK$57,234
baseline
▲ 0.50% · 4.625%
HK$60,717
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,468/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,915
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,522
−HK$1,630/mo
Today · 4.125%
HK$63,152
baseline
▲ 0.50% · 4.625%
HK$66,481
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,304/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,244
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,398
−HK$2,189/mo
Today · 4.125%
HK$73,587
baseline
▲ 0.50% · 4.625%
HK$78,064
+HK$4,477/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,174/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,034
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,100
−HK$2,096/mo
Today · 4.125%
HK$81,196
baseline
▲ 0.50% · 4.625%
HK$85,476
+HK$4,280/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,392/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,645 · Scale 2, in force from 26 Feb 2026)