LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,470
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,667
−HK$1,215/mo
Today · 4.125%
HK$40,882
baseline
▲ 0.50% · 4.625%
HK$43,370
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,764/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,798
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,945
−HK$1,165/mo
Today · 4.125%
HK$45,110
baseline
▲ 0.50% · 4.625%
HK$47,488
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,220/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,164
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,600
−HK$1,459/mo
Today · 4.125%
HK$49,059
baseline
▲ 0.50% · 4.625%
HK$52,044
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,118/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,357
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,734
−HK$1,398/mo
Today · 4.125%
HK$54,132
baseline
▲ 0.50% · 4.625%
HK$56,985
+HK$2,853/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,264/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,858
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,533
−HK$1,702/mo
Today · 4.125%
HK$57,235
baseline
▲ 0.50% · 4.625%
HK$60,718
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,470/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,917
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,524
−HK$1,630/mo
Today · 4.125%
HK$63,154
baseline
▲ 0.50% · 4.625%
HK$66,483
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,308/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,246
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,400
−HK$2,188/mo
Today · 4.125%
HK$73,588
baseline
▲ 0.50% · 4.625%
HK$78,066
+HK$4,478/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,176/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,036
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,102
−HK$2,096/mo
Today · 4.125%
HK$81,198
baseline
▲ 0.50% · 4.625%
HK$85,478
+HK$4,280/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,396/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,661 · Scale 2, in force from 26 Feb 2026)