LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,471
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,668
−HK$1,216/mo
Today · 4.125%
HK$40,884
baseline
▲ 0.50% · 4.625%
HK$43,371
+HK$2,487/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,768/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,799
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,947
−HK$1,164/mo
Today · 4.125%
HK$45,111
baseline
▲ 0.50% · 4.625%
HK$47,489
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,222/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,165
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,601
−HK$1,459/mo
Today · 4.125%
HK$49,060
baseline
▲ 0.50% · 4.625%
HK$52,045
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,120/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,358
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,736
−HK$1,397/mo
Today · 4.125%
HK$54,133
baseline
▲ 0.50% · 4.625%
HK$56,987
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,266/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,860
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,535
−HK$1,702/mo
Today · 4.125%
HK$57,237
baseline
▲ 0.50% · 4.625%
HK$60,720
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,474/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,918
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,525
−HK$1,630/mo
Today · 4.125%
HK$63,155
baseline
▲ 0.50% · 4.625%
HK$66,484
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,310/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,248
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,402
−HK$2,188/mo
Today · 4.125%
HK$73,590
baseline
▲ 0.50% · 4.625%
HK$78,068
+HK$4,478/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,180/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,038
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,104
−HK$2,096/mo
Today · 4.125%
HK$81,200
baseline
▲ 0.50% · 4.625%
HK$85,480
+HK$4,280/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,400/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,677 · Scale 2, in force from 26 Feb 2026)