LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,472
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,669
−HK$1,216/mo
Today · 4.125%
HK$40,885
baseline
▲ 0.50% · 4.625%
HK$43,372
+HK$2,487/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,770/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,800
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,948
−HK$1,164/mo
Today · 4.125%
HK$45,112
baseline
▲ 0.50% · 4.625%
HK$47,490
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,224/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,166
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,603
−HK$1,459/mo
Today · 4.125%
HK$49,062
baseline
▲ 0.50% · 4.625%
HK$52,047
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,124/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,360
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,737
−HK$1,398/mo
Today · 4.125%
HK$54,135
baseline
▲ 0.50% · 4.625%
HK$56,988
+HK$2,853/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,270/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,861
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,536
−HK$1,702/mo
Today · 4.125%
HK$57,238
baseline
▲ 0.50% · 4.625%
HK$60,721
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,476/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,920
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,527
−HK$1,630/mo
Today · 4.125%
HK$63,157
baseline
▲ 0.50% · 4.625%
HK$66,486
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,314/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,250
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,404
−HK$2,188/mo
Today · 4.125%
HK$73,592
baseline
▲ 0.50% · 4.625%
HK$78,070
+HK$4,478/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,184/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,040
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,106
−HK$2,096/mo
Today · 4.125%
HK$81,202
baseline
▲ 0.50% · 4.625%
HK$85,482
+HK$4,280/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,404/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,694 · Scale 2, in force from 26 Feb 2026)