LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,473
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,669
−HK$1,216/mo
Today · 4.125%
HK$40,885
baseline
▲ 0.50% · 4.625%
HK$43,373
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,770/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,800
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,948
−HK$1,165/mo
Today · 4.125%
HK$45,113
baseline
▲ 0.50% · 4.625%
HK$47,491
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,226/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,167
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,603
−HK$1,459/mo
Today · 4.125%
HK$49,062
baseline
▲ 0.50% · 4.625%
HK$52,048
+HK$2,986/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,124/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,361
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,738
−HK$1,397/mo
Today · 4.125%
HK$54,135
baseline
▲ 0.50% · 4.625%
HK$56,989
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,270/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,862
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,537
−HK$1,702/mo
Today · 4.125%
HK$57,239
baseline
▲ 0.50% · 4.625%
HK$60,722
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,478/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,921
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,528
−HK$1,630/mo
Today · 4.125%
HK$63,158
baseline
▲ 0.50% · 4.625%
HK$66,487
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,316/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,251
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,405
−HK$2,188/mo
Today · 4.125%
HK$73,593
baseline
▲ 0.50% · 4.625%
HK$78,071
+HK$4,478/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$147,186/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,041
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,107
−HK$2,096/mo
Today · 4.125%
HK$81,203
baseline
▲ 0.50% · 4.625%
HK$85,483
+HK$4,280/mo
Deposit HK$1.69M · loan HK$15.18M · min. income ≈ HK$162,406/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,703 · Scale 2, in force from 26 Feb 2026)