LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,475
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,672
−HK$1,216/mo
Today · 4.125%
HK$40,888
baseline
▲ 0.50% · 4.625%
HK$43,376
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,776/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,803
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,951
−HK$1,165/mo
Today · 4.125%
HK$45,116
baseline
▲ 0.50% · 4.625%
HK$47,494
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,232/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,170
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,606
−HK$1,459/mo
Today · 4.125%
HK$49,065
baseline
▲ 0.50% · 4.625%
HK$52,051
+HK$2,986/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,130/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,364
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,741
−HK$1,398/mo
Today · 4.125%
HK$54,139
baseline
▲ 0.50% · 4.625%
HK$56,992
+HK$2,853/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,278/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,865
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,540
−HK$1,703/mo
Today · 4.125%
HK$57,243
baseline
▲ 0.50% · 4.625%
HK$60,726
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,486/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,924
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,531
−HK$1,631/mo
Today · 4.125%
HK$63,162
baseline
▲ 0.50% · 4.625%
HK$66,491
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,324/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,255
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,409
−HK$2,189/mo
Today · 4.125%
HK$73,598
baseline
▲ 0.50% · 4.625%
HK$78,076
+HK$4,478/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,196/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,045
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,112
−HK$2,096/mo
Today · 4.125%
HK$81,208
baseline
▲ 0.50% · 4.625%
HK$85,489
+HK$4,281/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,416/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,742 · Scale 2, in force from 26 Feb 2026)