LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,476
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,673
−HK$1,216/mo
Today · 4.125%
HK$40,889
baseline
▲ 0.50% · 4.625%
HK$43,377
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,778/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,804
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,952
−HK$1,165/mo
Today · 4.125%
HK$45,117
baseline
▲ 0.50% · 4.625%
HK$47,495
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,234/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,171
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,608
−HK$1,459/mo
Today · 4.125%
HK$49,067
baseline
▲ 0.50% · 4.625%
HK$52,052
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,134/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,365
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,743
−HK$1,397/mo
Today · 4.125%
HK$54,140
baseline
▲ 0.50% · 4.625%
HK$56,994
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,280/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,867
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,542
−HK$1,703/mo
Today · 4.125%
HK$57,245
baseline
▲ 0.50% · 4.625%
HK$60,728
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,490/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,926
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,533
−HK$1,631/mo
Today · 4.125%
HK$63,164
baseline
▲ 0.50% · 4.625%
HK$66,493
+HK$3,329/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,328/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,257
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,411
−HK$2,189/mo
Today · 4.125%
HK$73,600
baseline
▲ 0.50% · 4.625%
HK$78,079
+HK$4,479/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,200/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,048
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,114
−HK$2,097/mo
Today · 4.125%
HK$81,211
baseline
▲ 0.50% · 4.625%
HK$85,491
+HK$4,280/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,422/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,762 · Scale 2, in force from 26 Feb 2026)