LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,477
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,674
−HK$1,216/mo
Today · 4.125%
HK$40,890
baseline
▲ 0.50% · 4.625%
HK$43,378
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,780/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,805
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,953
−HK$1,165/mo
Today · 4.125%
HK$45,118
baseline
▲ 0.50% · 4.625%
HK$47,496
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,236/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,172
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,609
−HK$1,459/mo
Today · 4.125%
HK$49,068
baseline
▲ 0.50% · 4.625%
HK$52,054
+HK$2,986/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,136/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,366
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,744
−HK$1,398/mo
Today · 4.125%
HK$54,142
baseline
▲ 0.50% · 4.625%
HK$56,995
+HK$2,853/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,284/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,868
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,544
−HK$1,702/mo
Today · 4.125%
HK$57,246
baseline
▲ 0.50% · 4.625%
HK$60,729
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,492/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,928
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,535
−HK$1,630/mo
Today · 4.125%
HK$63,165
baseline
▲ 0.50% · 4.625%
HK$66,495
+HK$3,330/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,330/mo (50% DSR)
Upfront cash ≈ HK$5.69M (deposit + AVD stamp duty HK$632,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,259
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,413
−HK$2,189/mo
Today · 4.125%
HK$73,602
baseline
▲ 0.50% · 4.625%
HK$78,080
+HK$4,478/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,204/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,050
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,116
−HK$2,096/mo
Today · 4.125%
HK$81,212
baseline
▲ 0.50% · 4.625%
HK$85,493
+HK$4,281/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,424/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,776 · Scale 2, in force from 26 Feb 2026)