LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,478
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,675
−HK$1,216/mo
Today · 4.125%
HK$40,891
baseline
▲ 0.50% · 4.625%
HK$43,379
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,782/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,806
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,954
−HK$1,165/mo
Today · 4.125%
HK$45,119
baseline
▲ 0.50% · 4.625%
HK$47,497
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,238/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,173
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,610
−HK$1,459/mo
Today · 4.125%
HK$49,069
baseline
▲ 0.50% · 4.625%
HK$52,055
+HK$2,986/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$98,138/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,367
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,745
−HK$1,398/mo
Today · 4.125%
HK$54,143
baseline
▲ 0.50% · 4.625%
HK$56,997
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.12M · min. income ≈ HK$108,286/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,869
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,545
−HK$1,702/mo
Today · 4.125%
HK$57,247
baseline
▲ 0.50% · 4.625%
HK$60,730
+HK$3,483/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,494/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,929
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,536
−HK$1,630/mo
Today · 4.125%
HK$63,166
baseline
▲ 0.50% · 4.625%
HK$66,496
+HK$3,330/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,332/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,260
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,415
−HK$2,188/mo
Today · 4.125%
HK$73,603
baseline
▲ 0.50% · 4.625%
HK$78,082
+HK$4,479/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,206/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,051
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,118
−HK$2,096/mo
Today · 4.125%
HK$81,214
baseline
▲ 0.50% · 4.625%
HK$85,495
+HK$4,281/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,428/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,789 · Scale 2, in force from 26 Feb 2026)