LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,480
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,677
−HK$1,216/mo
Today · 4.125%
HK$40,893
baseline
▲ 0.50% · 4.625%
HK$43,381
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,786/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,809
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,957
−HK$1,164/mo
Today · 4.125%
HK$45,121
baseline
▲ 0.50% · 4.625%
HK$47,500
+HK$2,379/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,242/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,176
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,612
−HK$1,460/mo
Today · 4.125%
HK$49,072
baseline
▲ 0.50% · 4.625%
HK$52,057
+HK$2,985/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,144/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,370
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,748
−HK$1,398/mo
Today · 4.125%
HK$54,146
baseline
▲ 0.50% · 4.625%
HK$57,000
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,292/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,872
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,548
−HK$1,702/mo
Today · 4.125%
HK$57,250
baseline
▲ 0.50% · 4.625%
HK$60,734
+HK$3,484/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,500/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,932
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,539
−HK$1,631/mo
Today · 4.125%
HK$63,170
baseline
▲ 0.50% · 4.625%
HK$66,500
+HK$3,330/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,340/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,264
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,418
−HK$2,189/mo
Today · 4.125%
HK$73,607
baseline
▲ 0.50% · 4.625%
HK$78,086
+HK$4,479/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,214/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,055
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,122
−HK$2,096/mo
Today · 4.125%
HK$81,218
baseline
▲ 0.50% · 4.625%
HK$85,499
+HK$4,281/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,436/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,822 · Scale 2, in force from 26 Feb 2026)