LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,481
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,678
−HK$1,216/mo
Today · 4.125%
HK$40,894
baseline
▲ 0.50% · 4.625%
HK$43,382
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,788/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,809
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,957
−HK$1,165/mo
Today · 4.125%
HK$45,122
baseline
▲ 0.50% · 4.625%
HK$47,501
+HK$2,379/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,244/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,177
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,613
−HK$1,459/mo
Today · 4.125%
HK$49,072
baseline
▲ 0.50% · 4.625%
HK$52,058
+HK$2,986/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,144/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,371
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,749
−HK$1,398/mo
Today · 4.125%
HK$54,147
baseline
▲ 0.50% · 4.625%
HK$57,001
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,294/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,873
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,549
−HK$1,702/mo
Today · 4.125%
HK$57,251
baseline
▲ 0.50% · 4.625%
HK$60,735
+HK$3,484/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,502/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,933
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,540
−HK$1,631/mo
Today · 4.125%
HK$63,171
baseline
▲ 0.50% · 4.625%
HK$66,501
+HK$3,330/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,342/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,265
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,420
−HK$2,189/mo
Today · 4.125%
HK$73,609
baseline
▲ 0.50% · 4.625%
HK$78,088
+HK$4,479/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,218/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,057
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,123
−HK$2,097/mo
Today · 4.125%
HK$81,220
baseline
▲ 0.50% · 4.625%
HK$85,501
+HK$4,281/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,440/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,834 · Scale 2, in force from 26 Feb 2026)