LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,483
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,680
−HK$1,216/mo
Today · 4.125%
HK$40,896
baseline
▲ 0.50% · 4.625%
HK$43,384
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,792/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,812
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,960
−HK$1,165/mo
Today · 4.125%
HK$45,125
baseline
▲ 0.50% · 4.625%
HK$47,503
+HK$2,378/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,250/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,179
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,616
−HK$1,459/mo
Today · 4.125%
HK$49,075
baseline
▲ 0.50% · 4.625%
HK$52,061
+HK$2,986/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,150/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,374
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,752
−HK$1,398/mo
Today · 4.125%
HK$54,150
baseline
▲ 0.50% · 4.625%
HK$57,004
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,300/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,876
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,552
−HK$1,702/mo
Today · 4.125%
HK$57,254
baseline
▲ 0.50% · 4.625%
HK$60,738
+HK$3,484/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,508/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,936
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,544
−HK$1,631/mo
Today · 4.125%
HK$63,175
baseline
▲ 0.50% · 4.625%
HK$66,505
+HK$3,330/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,350/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,269
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,424
−HK$2,189/mo
Today · 4.125%
HK$73,613
baseline
▲ 0.50% · 4.625%
HK$78,092
+HK$4,479/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,226/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,061
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,128
−HK$2,096/mo
Today · 4.125%
HK$81,224
baseline
▲ 0.50% · 4.625%
HK$85,506
+HK$4,282/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,448/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,869 · Scale 2, in force from 26 Feb 2026)