LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,486
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,683
−HK$1,216/mo
Today · 4.125%
HK$40,899
baseline
▲ 0.50% · 4.625%
HK$43,388
+HK$2,489/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,798/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,815
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,963
−HK$1,165/mo
Today · 4.125%
HK$45,128
baseline
▲ 0.50% · 4.625%
HK$47,507
+HK$2,379/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,256/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,183
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,620
−HK$1,459/mo
Today · 4.125%
HK$49,079
baseline
▲ 0.50% · 4.625%
HK$52,066
+HK$2,987/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,158/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,378
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,756
−HK$1,398/mo
Today · 4.125%
HK$54,154
baseline
▲ 0.50% · 4.625%
HK$57,009
+HK$2,855/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,308/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,880
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,556
−HK$1,703/mo
Today · 4.125%
HK$57,259
baseline
▲ 0.50% · 4.625%
HK$60,743
+HK$3,484/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,518/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,941
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,549
−HK$1,631/mo
Today · 4.125%
HK$63,180
baseline
▲ 0.50% · 4.625%
HK$66,510
+HK$3,330/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,360/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,275
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,429
−HK$2,190/mo
Today · 4.125%
HK$73,619
baseline
▲ 0.50% · 4.625%
HK$78,098
+HK$4,479/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,238/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,067
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,134
−HK$2,097/mo
Today · 4.125%
HK$81,231
baseline
▲ 0.50% · 4.625%
HK$85,513
+HK$4,282/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,462/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,921 · Scale 2, in force from 26 Feb 2026)