LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,487
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,684
−HK$1,217/mo
Today · 4.125%
HK$40,901
baseline
▲ 0.50% · 4.625%
HK$43,389
+HK$2,488/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,802/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,817
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,965
−HK$1,165/mo
Today · 4.125%
HK$45,130
baseline
▲ 0.50% · 4.625%
HK$47,509
+HK$2,379/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,260/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,185
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,621
−HK$1,460/mo
Today · 4.125%
HK$49,081
baseline
▲ 0.50% · 4.625%
HK$52,067
+HK$2,986/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,162/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,380
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,758
−HK$1,398/mo
Today · 4.125%
HK$54,156
baseline
▲ 0.50% · 4.625%
HK$57,010
+HK$2,854/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,312/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,882
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,558
−HK$1,703/mo
Today · 4.125%
HK$57,261
baseline
▲ 0.50% · 4.625%
HK$60,745
+HK$3,484/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$114,522/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,943
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,551
−HK$1,631/mo
Today · 4.125%
HK$63,182
baseline
▲ 0.50% · 4.625%
HK$66,512
+HK$3,330/mo
Deposit HK$5.06M · loan HK$11.81M · min. income ≈ HK$126,364/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,277
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,432
−HK$2,189/mo
Today · 4.125%
HK$73,621
baseline
▲ 0.50% · 4.625%
HK$78,101
+HK$4,480/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,242/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,070
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,137
−HK$2,097/mo
Today · 4.125%
HK$81,234
baseline
▲ 0.50% · 4.625%
HK$85,515
+HK$4,281/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,468/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,941 · Scale 2, in force from 26 Feb 2026)