LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,489
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,686
−HK$1,216/mo
Today · 4.125%
HK$40,902
baseline
▲ 0.50% · 4.625%
HK$43,391
+HK$2,489/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,804/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,818
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,967
−HK$1,165/mo
Today · 4.125%
HK$45,132
baseline
▲ 0.50% · 4.625%
HK$47,511
+HK$2,379/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,264/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$632,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,186
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,623
−HK$1,460/mo
Today · 4.125%
HK$49,083
baseline
▲ 0.50% · 4.625%
HK$52,069
+HK$2,986/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,166/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,382
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,760
−HK$1,398/mo
Today · 4.125%
HK$54,158
baseline
▲ 0.50% · 4.625%
HK$57,013
+HK$2,855/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,316/mo (50% DSR)
Upfront cash ≈ HK$7.38M (deposit + AVD stamp duty HK$632,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,884
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,560
−HK$1,703/mo
Today · 4.125%
HK$57,263
baseline
▲ 0.50% · 4.625%
HK$60,747
+HK$3,484/mo
Deposit HK$5.06M · loan HK$11.82M · min. income ≈ HK$114,526/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,946
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,553
−HK$1,631/mo
Today · 4.125%
HK$63,184
baseline
▲ 0.50% · 4.625%
HK$66,515
+HK$3,331/mo
Deposit HK$5.06M · loan HK$11.82M · min. income ≈ HK$126,368/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$632,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,280
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,435
−HK$2,189/mo
Today · 4.125%
HK$73,624
baseline
▲ 0.50% · 4.625%
HK$78,104
+HK$4,480/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,248/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,073
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,140
−HK$2,097/mo
Today · 4.125%
HK$81,237
baseline
▲ 0.50% · 4.625%
HK$85,519
+HK$4,282/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,474/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$632,966 · Scale 2, in force from 26 Feb 2026)