LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,494
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,692
−HK$1,216/mo
Today · 4.125%
HK$40,908
baseline
▲ 0.50% · 4.625%
HK$43,397
+HK$2,489/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,816/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$633,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,824
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,973
−HK$1,165/mo
Today · 4.125%
HK$45,138
baseline
▲ 0.50% · 4.625%
HK$47,517
+HK$2,379/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,276/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$633,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,193
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,630
−HK$1,460/mo
Today · 4.125%
HK$49,090
baseline
▲ 0.50% · 4.625%
HK$52,077
+HK$2,987/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,180/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,389
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,767
−HK$1,399/mo
Today · 4.125%
HK$54,166
baseline
▲ 0.50% · 4.625%
HK$57,021
+HK$2,855/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,332/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,892
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,568
−HK$1,703/mo
Today · 4.125%
HK$57,271
baseline
▲ 0.50% · 4.625%
HK$60,756
+HK$3,485/mo
Deposit HK$5.06M · loan HK$11.82M · min. income ≈ HK$114,542/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,954
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,562
−HK$1,631/mo
Today · 4.125%
HK$63,193
baseline
▲ 0.50% · 4.625%
HK$66,524
+HK$3,331/mo
Deposit HK$5.06M · loan HK$11.82M · min. income ≈ HK$126,386/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,289
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,445
−HK$2,190/mo
Today · 4.125%
HK$73,635
baseline
▲ 0.50% · 4.625%
HK$78,115
+HK$4,480/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$147,270/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,084
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,151
−HK$2,097/mo
Today · 4.125%
HK$81,248
baseline
▲ 0.50% · 4.625%
HK$85,531
+HK$4,283/mo
Deposit HK$1.69M · loan HK$15.19M · min. income ≈ HK$162,496/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,057 · Scale 2, in force from 26 Feb 2026)