LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,499
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,696
−HK$1,217/mo
Today · 4.125%
HK$40,913
baseline
▲ 0.50% · 4.625%
HK$43,403
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,826/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$633,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,830
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,978
−HK$1,166/mo
Today · 4.125%
HK$45,144
baseline
▲ 0.50% · 4.625%
HK$47,523
+HK$2,379/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,288/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$633,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,199
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,636
−HK$1,460/mo
Today · 4.125%
HK$49,096
baseline
▲ 0.50% · 4.625%
HK$52,083
+HK$2,987/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,192/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,396
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,774
−HK$1,398/mo
Today · 4.125%
HK$54,172
baseline
▲ 0.50% · 4.625%
HK$57,028
+HK$2,856/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,344/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,898
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,575
−HK$1,703/mo
Today · 4.125%
HK$57,278
baseline
▲ 0.50% · 4.625%
HK$60,764
+HK$3,486/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,556/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,962
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,570
−HK$1,631/mo
Today · 4.125%
HK$63,201
baseline
▲ 0.50% · 4.625%
HK$66,532
+HK$3,331/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,402/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,298
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,454
−HK$2,190/mo
Today · 4.125%
HK$73,644
baseline
▲ 0.50% · 4.625%
HK$78,125
+HK$4,481/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,288/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,093
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,161
−HK$2,098/mo
Today · 4.125%
HK$81,259
baseline
▲ 0.50% · 4.625%
HK$85,542
+HK$4,283/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,518/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,135 · Scale 2, in force from 26 Feb 2026)