LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,500
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,697
−HK$1,217/mo
Today · 4.125%
HK$40,914
baseline
▲ 0.50% · 4.625%
HK$43,403
+HK$2,489/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,828/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,830
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,979
−HK$1,165/mo
Today · 4.125%
HK$45,144
baseline
▲ 0.50% · 4.625%
HK$47,524
+HK$2,380/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,288/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,199
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,637
−HK$1,460/mo
Today · 4.125%
HK$49,097
baseline
▲ 0.50% · 4.625%
HK$52,084
+HK$2,987/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,194/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,396
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,775
−HK$1,398/mo
Today · 4.125%
HK$54,173
baseline
▲ 0.50% · 4.625%
HK$57,029
+HK$2,856/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,346/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,899
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,576
−HK$1,703/mo
Today · 4.125%
HK$57,279
baseline
▲ 0.50% · 4.625%
HK$60,765
+HK$3,486/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,558/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,963
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,571
−HK$1,631/mo
Today · 4.125%
HK$63,202
baseline
▲ 0.50% · 4.625%
HK$66,534
+HK$3,332/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,404/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,299
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,455
−HK$2,190/mo
Today · 4.125%
HK$73,645
baseline
▲ 0.50% · 4.625%
HK$78,126
+HK$4,481/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,290/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,095
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$79,162
−HK$2,098/mo
Today · 4.125%
HK$81,260
baseline
▲ 0.50% · 4.625%
HK$85,543
+HK$4,283/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,520/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,146 · Scale 2, in force from 26 Feb 2026)