LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,500
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,697
−HK$1,217/mo
Today · 4.125%
HK$40,914
baseline
▲ 0.50% · 4.625%
HK$43,404
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,828/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,831
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,979
−HK$1,166/mo
Today · 4.125%
HK$45,145
baseline
▲ 0.50% · 4.625%
HK$47,524
+HK$2,379/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,290/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,200
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,637
−HK$1,460/mo
Today · 4.125%
HK$49,097
baseline
▲ 0.50% · 4.625%
HK$52,084
+HK$2,987/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,194/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,397
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,775
−HK$1,399/mo
Today · 4.125%
HK$54,174
baseline
▲ 0.50% · 4.625%
HK$57,029
+HK$2,855/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,348/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,900
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,576
−HK$1,704/mo
Today · 4.125%
HK$57,280
baseline
▲ 0.50% · 4.625%
HK$60,765
+HK$3,485/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,560/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,963
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,571
−HK$1,632/mo
Today · 4.125%
HK$63,203
baseline
▲ 0.50% · 4.625%
HK$66,534
+HK$3,331/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,406/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,300
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$71,455
−HK$2,190/mo
Today · 4.125%
HK$73,645
baseline
▲ 0.50% · 4.625%
HK$78,127
+HK$4,482/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,290/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,095
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$79,163
−HK$2,097/mo
Today · 4.125%
HK$81,260
baseline
▲ 0.50% · 4.625%
HK$85,544
+HK$4,284/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,520/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,150 · Scale 2, in force from 26 Feb 2026)