LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,502
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,700
−HK$1,217/mo
Today · 4.125%
HK$40,917
baseline
▲ 0.50% · 4.625%
HK$43,407
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,834/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,834
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,982
−HK$1,166/mo
Today · 4.125%
HK$45,148
baseline
▲ 0.50% · 4.625%
HK$47,528
+HK$2,380/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,296/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,203
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,640
−HK$1,460/mo
Today · 4.125%
HK$49,100
baseline
▲ 0.50% · 4.625%
HK$52,088
+HK$2,988/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,200/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,400
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,779
−HK$1,398/mo
Today · 4.125%
HK$54,177
baseline
▲ 0.50% · 4.625%
HK$57,033
+HK$2,856/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,354/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,903
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,580
−HK$1,704/mo
Today · 4.125%
HK$57,284
baseline
▲ 0.50% · 4.625%
HK$60,769
+HK$3,485/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,568/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,967
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,575
−HK$1,632/mo
Today · 4.125%
HK$63,207
baseline
▲ 0.50% · 4.625%
HK$66,539
+HK$3,332/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,414/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,304
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,460
−HK$2,190/mo
Today · 4.125%
HK$73,650
baseline
▲ 0.50% · 4.625%
HK$78,132
+HK$4,482/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,300/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,100
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,168
−HK$2,098/mo
Today · 4.125%
HK$81,266
baseline
▲ 0.50% · 4.625%
HK$85,550
+HK$4,284/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,532/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,193 · Scale 2, in force from 26 Feb 2026)