LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,503
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,701
−HK$1,217/mo
Today · 4.125%
HK$40,918
baseline
▲ 0.50% · 4.625%
HK$43,407
+HK$2,489/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,836/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,834
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,983
−HK$1,166/mo
Today · 4.125%
HK$45,149
baseline
▲ 0.50% · 4.625%
HK$47,528
+HK$2,379/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,298/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,204
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,641
−HK$1,460/mo
Today · 4.125%
HK$49,101
baseline
▲ 0.50% · 4.625%
HK$52,089
+HK$2,988/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,202/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,401
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,780
−HK$1,398/mo
Today · 4.125%
HK$54,178
baseline
▲ 0.50% · 4.625%
HK$57,034
+HK$2,856/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,356/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,904
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,581
−HK$1,704/mo
Today · 4.125%
HK$57,285
baseline
▲ 0.50% · 4.625%
HK$60,770
+HK$3,485/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,570/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,968
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,576
−HK$1,632/mo
Today · 4.125%
HK$63,208
baseline
▲ 0.50% · 4.625%
HK$66,540
+HK$3,332/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,416/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,306
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,462
−HK$2,190/mo
Today · 4.125%
HK$73,652
baseline
▲ 0.50% · 4.625%
HK$78,133
+HK$4,481/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,304/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,102
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$79,170
−HK$2,097/mo
Today · 4.125%
HK$81,267
baseline
▲ 0.50% · 4.625%
HK$85,551
+HK$4,284/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,534/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,205 · Scale 2, in force from 26 Feb 2026)