LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,503
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,701
−HK$1,217/mo
Today · 4.125%
HK$40,918
baseline
▲ 0.50% · 4.625%
HK$43,408
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,836/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,835
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,984
−HK$1,165/mo
Today · 4.125%
HK$45,149
baseline
▲ 0.50% · 4.625%
HK$47,529
+HK$2,380/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,298/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,204
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,641
−HK$1,461/mo
Today · 4.125%
HK$49,102
baseline
▲ 0.50% · 4.625%
HK$52,089
+HK$2,987/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,204/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,402
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,780
−HK$1,399/mo
Today · 4.125%
HK$54,179
baseline
▲ 0.50% · 4.625%
HK$57,035
+HK$2,856/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,358/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,905
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,582
−HK$1,703/mo
Today · 4.125%
HK$57,285
baseline
▲ 0.50% · 4.625%
HK$60,771
+HK$3,486/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,570/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,969
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,577
−HK$1,632/mo
Today · 4.125%
HK$63,209
baseline
▲ 0.50% · 4.625%
HK$66,540
+HK$3,331/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,418/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,306
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,462
−HK$2,190/mo
Today · 4.125%
HK$73,652
baseline
▲ 0.50% · 4.625%
HK$78,134
+HK$4,482/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,304/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,103
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$79,170
−HK$2,098/mo
Today · 4.125%
HK$81,268
baseline
▲ 0.50% · 4.625%
HK$85,552
+HK$4,284/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,536/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,210 · Scale 2, in force from 26 Feb 2026)