LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,506
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,703
−HK$1,217/mo
Today · 4.125%
HK$40,920
baseline
▲ 0.50% · 4.625%
HK$43,410
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,840/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,837
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,986
−HK$1,166/mo
Today · 4.125%
HK$45,152
baseline
▲ 0.50% · 4.625%
HK$47,532
+HK$2,380/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,304/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,207
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,644
−HK$1,460/mo
Today · 4.125%
HK$49,104
baseline
▲ 0.50% · 4.625%
HK$52,092
+HK$2,988/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,208/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,405
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,783
−HK$1,399/mo
Today · 4.125%
HK$54,182
baseline
▲ 0.50% · 4.625%
HK$57,038
+HK$2,856/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,364/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,908
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,585
−HK$1,703/mo
Today · 4.125%
HK$57,288
baseline
▲ 0.50% · 4.625%
HK$60,774
+HK$3,486/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,576/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,972
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,580
−HK$1,632/mo
Today · 4.125%
HK$63,212
baseline
▲ 0.50% · 4.625%
HK$66,544
+HK$3,332/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,424/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,310
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,466
−HK$2,191/mo
Today · 4.125%
HK$73,657
baseline
▲ 0.50% · 4.625%
HK$78,138
+HK$4,481/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,314/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,107
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,175
−HK$2,098/mo
Today · 4.125%
HK$81,273
baseline
▲ 0.50% · 4.625%
HK$85,557
+HK$4,284/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,546/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,246 · Scale 2, in force from 26 Feb 2026)