LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,506
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,704
−HK$1,217/mo
Today · 4.125%
HK$40,921
baseline
▲ 0.50% · 4.625%
HK$43,411
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,842/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,838
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,987
−HK$1,165/mo
Today · 4.125%
HK$45,152
baseline
▲ 0.50% · 4.625%
HK$47,532
+HK$2,380/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,304/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,208
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,645
−HK$1,460/mo
Today · 4.125%
HK$49,105
baseline
▲ 0.50% · 4.625%
HK$52,093
+HK$2,988/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$98,210/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,405
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,784
−HK$1,399/mo
Today · 4.125%
HK$54,183
baseline
▲ 0.50% · 4.625%
HK$57,039
+HK$2,856/mo
Deposit HK$6.75M · loan HK$10.13M · min. income ≈ HK$108,366/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,909
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,586
−HK$1,703/mo
Today · 4.125%
HK$57,289
baseline
▲ 0.50% · 4.625%
HK$60,775
+HK$3,486/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,578/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,973
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,581
−HK$1,632/mo
Today · 4.125%
HK$63,213
baseline
▲ 0.50% · 4.625%
HK$66,545
+HK$3,332/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,426/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,311
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,467
−HK$2,191/mo
Today · 4.125%
HK$73,658
baseline
▲ 0.50% · 4.625%
HK$78,140
+HK$4,482/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,316/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,108
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,176
−HK$2,098/mo
Today · 4.125%
HK$81,274
baseline
▲ 0.50% · 4.625%
HK$85,558
+HK$4,284/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,548/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,256 · Scale 2, in force from 26 Feb 2026)