LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,508
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,706
−HK$1,217/mo
Today · 4.125%
HK$40,923
baseline
▲ 0.50% · 4.625%
HK$43,413
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,846/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,840
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,989
−HK$1,165/mo
Today · 4.125%
HK$45,154
baseline
▲ 0.50% · 4.625%
HK$47,534
+HK$2,380/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,308/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,209
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,647
−HK$1,460/mo
Today · 4.125%
HK$49,107
baseline
▲ 0.50% · 4.625%
HK$52,095
+HK$2,988/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$98,214/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,408
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,786
−HK$1,399/mo
Today · 4.125%
HK$54,185
baseline
▲ 0.50% · 4.625%
HK$57,041
+HK$2,856/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$108,370/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,911
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,588
−HK$1,704/mo
Today · 4.125%
HK$57,292
baseline
▲ 0.50% · 4.625%
HK$60,778
+HK$3,486/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,584/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,975
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,584
−HK$1,632/mo
Today · 4.125%
HK$63,216
baseline
▲ 0.50% · 4.625%
HK$66,548
+HK$3,332/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,432/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,314
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,470
−HK$2,191/mo
Today · 4.125%
HK$73,661
baseline
▲ 0.50% · 4.625%
HK$78,143
+HK$4,482/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,322/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,111
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,179
−HK$2,098/mo
Today · 4.125%
HK$81,277
baseline
▲ 0.50% · 4.625%
HK$85,562
+HK$4,285/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,554/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,282 · Scale 2, in force from 26 Feb 2026)