LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,508
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,706
−HK$1,217/mo
Today · 4.125%
HK$40,923
baseline
▲ 0.50% · 4.625%
HK$43,413
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,846/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,840
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,989
−HK$1,166/mo
Today · 4.125%
HK$45,155
baseline
▲ 0.50% · 4.625%
HK$47,535
+HK$2,380/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,310/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,210
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,647
−HK$1,461/mo
Today · 4.125%
HK$49,108
baseline
▲ 0.50% · 4.625%
HK$52,096
+HK$2,988/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$98,216/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,408
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,787
−HK$1,399/mo
Today · 4.125%
HK$54,186
baseline
▲ 0.50% · 4.625%
HK$57,042
+HK$2,856/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$108,372/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,912
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$55,589
−HK$1,703/mo
Today · 4.125%
HK$57,292
baseline
▲ 0.50% · 4.625%
HK$60,778
+HK$3,486/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,584/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,976
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,585
−HK$1,631/mo
Today · 4.125%
HK$63,216
baseline
▲ 0.50% · 4.625%
HK$66,549
+HK$3,333/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,432/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,315
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,471
−HK$2,191/mo
Today · 4.125%
HK$73,662
baseline
▲ 0.50% · 4.625%
HK$78,144
+HK$4,482/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,324/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,112
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,180
−HK$2,098/mo
Today · 4.125%
HK$81,278
baseline
▲ 0.50% · 4.625%
HK$85,563
+HK$4,285/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,556/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,289 · Scale 2, in force from 26 Feb 2026)