LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,509
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,707
−HK$1,217/mo
Today · 4.125%
HK$40,924
baseline
▲ 0.50% · 4.625%
HK$43,414
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,848/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,841
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,990
−HK$1,165/mo
Today · 4.125%
HK$45,155
baseline
▲ 0.50% · 4.625%
HK$47,536
+HK$2,381/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,310/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,211
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,648
−HK$1,460/mo
Today · 4.125%
HK$49,108
baseline
▲ 0.50% · 4.625%
HK$52,097
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$98,216/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,409
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,788
−HK$1,398/mo
Today · 4.125%
HK$54,186
baseline
▲ 0.50% · 4.625%
HK$57,043
+HK$2,857/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$108,372/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,912
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,589
−HK$1,704/mo
Today · 4.125%
HK$57,293
baseline
▲ 0.50% · 4.625%
HK$60,779
+HK$3,486/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,586/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,977
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$61,586
−HK$1,631/mo
Today · 4.125%
HK$63,217
baseline
▲ 0.50% · 4.625%
HK$66,550
+HK$3,333/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,434/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,316
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,472
−HK$2,191/mo
Today · 4.125%
HK$73,663
baseline
▲ 0.50% · 4.625%
HK$78,145
+HK$4,482/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,326/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,113
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,181
−HK$2,099/mo
Today · 4.125%
HK$81,280
baseline
▲ 0.50% · 4.625%
HK$85,564
+HK$4,284/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,560/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,299 · Scale 2, in force from 26 Feb 2026)