LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,513
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,711
−HK$1,217/mo
Today · 4.125%
HK$40,928
baseline
▲ 0.50% · 4.625%
HK$43,418
+HK$2,490/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$81,856/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,845
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,994
−HK$1,166/mo
Today · 4.125%
HK$45,160
baseline
▲ 0.50% · 4.625%
HK$47,540
+HK$2,380/mo
Deposit HK$8.44M · loan HK$8.44M · min. income ≈ HK$90,320/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,215
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,653
−HK$1,461/mo
Today · 4.125%
HK$49,114
baseline
▲ 0.50% · 4.625%
HK$52,102
+HK$2,988/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$98,228/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,414
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,793
−HK$1,399/mo
Today · 4.125%
HK$54,192
baseline
▲ 0.50% · 4.625%
HK$57,048
+HK$2,856/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$108,384/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,918
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$55,595
−HK$1,704/mo
Today · 4.125%
HK$57,299
baseline
▲ 0.50% · 4.625%
HK$60,786
+HK$3,487/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,598/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,983
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,592
−HK$1,632/mo
Today · 4.125%
HK$63,224
baseline
▲ 0.50% · 4.625%
HK$66,557
+HK$3,333/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,448/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,323
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,480
−HK$2,190/mo
Today · 4.125%
HK$73,670
baseline
▲ 0.50% · 4.625%
HK$78,153
+HK$4,483/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,340/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,121
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,190
−HK$2,098/mo
Today · 4.125%
HK$81,288
baseline
▲ 0.50% · 4.625%
HK$85,573
+HK$4,285/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,576/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,365 · Scale 2, in force from 26 Feb 2026)