LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,517
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,715
−HK$1,217/mo
Today · 4.125%
HK$40,932
baseline
▲ 0.50% · 4.625%
HK$43,422
+HK$2,490/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,864/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,849
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$43,998
−HK$1,166/mo
Today · 4.125%
HK$45,164
baseline
▲ 0.50% · 4.625%
HK$47,545
+HK$2,381/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,328/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,220
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,658
−HK$1,460/mo
Today · 4.125%
HK$49,118
baseline
▲ 0.50% · 4.625%
HK$52,107
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$98,236/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,419
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,798
−HK$1,399/mo
Today · 4.125%
HK$54,197
baseline
▲ 0.50% · 4.625%
HK$57,054
+HK$2,857/mo
Deposit HK$6.76M · loan HK$10.13M · min. income ≈ HK$108,394/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,923
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,600
−HK$1,705/mo
Today · 4.125%
HK$57,305
baseline
▲ 0.50% · 4.625%
HK$60,791
+HK$3,486/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,610/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,989
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,598
−HK$1,632/mo
Today · 4.125%
HK$63,230
baseline
▲ 0.50% · 4.625%
HK$66,563
+HK$3,333/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,460/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,330
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,486
−HK$2,191/mo
Today · 4.125%
HK$73,677
baseline
▲ 0.50% · 4.625%
HK$78,160
+HK$4,483/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,354/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,129
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,197
−HK$2,099/mo
Today · 4.125%
HK$81,296
baseline
▲ 0.50% · 4.625%
HK$85,581
+HK$4,285/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,592/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,425 · Scale 2, in force from 26 Feb 2026)