LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,520
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,718
−HK$1,217/mo
Today · 4.125%
HK$40,935
baseline
▲ 0.50% · 4.625%
HK$43,426
+HK$2,491/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,870/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,853
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,002
−HK$1,166/mo
Today · 4.125%
HK$45,168
baseline
▲ 0.50% · 4.625%
HK$47,549
+HK$2,381/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,336/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,223
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,661
−HK$1,461/mo
Today · 4.125%
HK$49,122
baseline
▲ 0.50% · 4.625%
HK$52,111
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,244/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,423
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,802
−HK$1,399/mo
Today · 4.125%
HK$54,201
baseline
▲ 0.50% · 4.625%
HK$57,058
+HK$2,857/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,402/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,927
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,605
−HK$1,704/mo
Today · 4.125%
HK$57,309
baseline
▲ 0.50% · 4.625%
HK$60,796
+HK$3,487/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$114,618/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,994
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,603
−HK$1,632/mo
Today · 4.125%
HK$63,235
baseline
▲ 0.50% · 4.625%
HK$66,568
+HK$3,333/mo
Deposit HK$5.07M · loan HK$11.82M · min. income ≈ HK$126,470/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,335
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,492
−HK$2,191/mo
Today · 4.125%
HK$73,683
baseline
▲ 0.50% · 4.625%
HK$78,167
+HK$4,484/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,366/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,135
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,203
−HK$2,099/mo
Today · 4.125%
HK$81,302
baseline
▲ 0.50% · 4.625%
HK$85,588
+HK$4,286/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,604/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,475 · Scale 2, in force from 26 Feb 2026)