LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,522
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$39,720
−HK$1,217/mo
Today · 4.125%
HK$40,937
baseline
▲ 0.50% · 4.625%
HK$43,428
+HK$2,491/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$81,874/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,855
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$44,004
−HK$1,166/mo
Today · 4.125%
HK$45,170
baseline
▲ 0.50% · 4.625%
HK$47,551
+HK$2,381/mo
Deposit HK$8.45M · loan HK$8.45M · min. income ≈ HK$90,340/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$633,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,226
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,664
−HK$1,461/mo
Today · 4.125%
HK$49,125
baseline
▲ 0.50% · 4.625%
HK$52,114
+HK$2,989/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$98,250/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,426
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,805
−HK$1,399/mo
Today · 4.125%
HK$54,204
baseline
▲ 0.50% · 4.625%
HK$57,061
+HK$2,857/mo
Deposit HK$6.76M · loan HK$10.14M · min. income ≈ HK$108,408/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$633,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,930
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,608
−HK$1,704/mo
Today · 4.125%
HK$57,312
baseline
▲ 0.50% · 4.625%
HK$60,799
+HK$3,487/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,624/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,997
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$61,606
−HK$1,632/mo
Today · 4.125%
HK$63,238
baseline
▲ 0.50% · 4.625%
HK$66,572
+HK$3,334/mo
Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$126,476/mo (50% DSR)
Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,339
−HK$4,348/mo
▼ 0.25% · 3.875%
HK$71,496
−HK$2,191/mo
Today · 4.125%
HK$73,687
baseline
▲ 0.50% · 4.625%
HK$78,171
+HK$4,484/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$147,374/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,139
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,208
−HK$2,098/mo
Today · 4.125%
HK$81,306
baseline
▲ 0.50% · 4.625%
HK$85,592
+HK$4,286/mo
Deposit HK$1.69M · loan HK$15.20M · min. income ≈ HK$162,612/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$633,508 · Scale 2, in force from 26 Feb 2026)